Legal
Privacy Notice
How Bailey Capital collects, uses, stores and protects your personal information under the Protection of Personal Information Act, 2013 (POPIA).
⚠ Draft — requires legal review
This is a working draft prepared as a starting point. It has not been reviewed by an attorney and must not be published as-is. POPIA requires a registered Information Officer and an accurate description of your actual processing activities, retention periods and third-party recipients — which only you can supply. Have your attorney review and complete every field marked REPLACE before this page goes live, and before the enquiry form collects a single submission.
1. Who we are
Bailey Capital (registration number REPLACE_REG_NO) of REPLACE_STREET_ADDRESS, South Africa, is the responsible party for the personal information described in this notice.
Information Officer: REPLACE_NAME · REPLACE_EMAIL
Registration with the Information Regulator is required under POPIA.
2. What we collect
When you submit an enquiry, we collect:
- Your full name
- Your contact number and email address
- The address of the property concerned
- The estimated value of that property
- The amount of finance you require
- Whether the property carries an existing bond
- Technical information: your IP address and the page you enquired from
Should your enquiry proceed, we will request further information as part of due diligence — typically proof of identity, proof of ownership, a municipal rates account, bond details, and information about the intended use of funds and proposed exit. We will tell you what we need and why at that point.
3. Why we process it
- To assess your enquiry and determine whether we can assist — on the basis of your consent and in order to take steps at your request prior to entering an agreement
- To contact you about your enquiry
- To conduct due diligence, including verification of identity, ownership and title
- To comply with legal obligations, including FICA and applicable financial-services legislation
We do not sell your information, and we do not share it with third parties for their own marketing purposes.
4. Who we share it with
Where necessary to assess or conclude your matter, we may share information with:
- Independent property valuers
- Attorneys and conveyancers acting on the transaction
- Deeds Office and title verification services
- Our funding partners, where applicable
- REPLACE — list any credit bureaux, CRM, email or hosting providers you actually use
Each recipient is required to protect your information and to use it only for the stated purpose.
5. Cross-border transfers
REPLACE — if your website hosting, email, analytics or CRM providers store data outside South Africa, POPIA section 72 requires you to disclose that here and to confirm the safeguards in place.
6. How long we keep it
Enquiries that do not proceed: REPLACE — e.g. 12 months, after which they
are deleted.
Concluded matters: retained for the period required by FICA and applicable tax
and financial-services legislation (generally five years from conclusion),
then deleted or de-identified.
7. How we protect it
The website is served over HTTPS. Enquiry submissions are transmitted securely, access is restricted to personnel who need it to assess your matter, and our servers apply standard security controls. No system is perfectly secure, but we take reasonable, appropriate technical and organisational measures as POPIA requires.
8. Cookies and analytics
REPLACE — describe the analytics and advertising technologies you actually deploy (Google Analytics 4, Google Ads, Meta Pixel), what each one does, and how a visitor may decline non-essential cookies. If you deploy the Meta Pixel with advanced matching, that constitutes sharing personal information with a third party and must be disclosed here and gated behind consent.
9. Your rights
Under POPIA you have the right to:
- Request access to the personal information we hold about you
- Request correction or deletion of that information
- Object to processing on reasonable grounds
- Withdraw your consent at any time (this will not affect processing already carried out)
- Lodge a complaint with the Information Regulator
To exercise any of these rights, contact our Information Officer at REPLACE_EMAIL.
Information Regulator (South Africa)
JD House, 27 Stiemens Street, Braamfontein, Johannesburg, 2001
inforeg@justice.gov.za ·
inforegulator.org.za
10. Changes
We may update this notice from time to time. The current version is always published at this address.
Last updated: REPLACE_DATE